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When Homeowners Insurance Is Not Enough

Homeowners insurance can keep your home safe in certain situations, but not all. Knowing what is not covered by your insurance in Oregon will allow you to purchase the additional coverage you need to ensure the safety of your family and your personal belongings. Here are 5 things your homeowners insurance does not cover: Damage from mold can happen overRead more

Does Homeowners Insurance Cover That?

Here are some ways Homeowners insurance from the MVP Agency could protect you in the event of a covered loss.

What is a Homeowners Insurance Policy?

Do you know what a Homeowners Insurance Policy is?

A Guide to Homeowners Insurance

Your home is likely your most valuable investment, so it's important to have the right coverage. However, navigating homeowners insurance policies can be challenging...

Highest Homeowners Insurance States

Which states charge you the most for homeowner's insurance? Hint: They're regularly featured on the Weather Channel.

Factors That Impact Homeowner’s Insurance Rates

Before you make an offer on a home, you should research your homeowners’ insurance costs on that specific home.

Does Homeowner's Insurance Cover Sinkholes?

Sizes and shapes of sinkholes can vary from small potholes, to large house-swallowing depressions. It’s a good idea to take a closer look at your homeowners insurance policy to know what’s covered and what’s not in the event of a sinkhole opening up under or near your residence.

Does Homeowners Insurance Cover Theft?

Theft is a common crime, and a costly one for the victim. With a homeowners insurance you will be covered in most cases of theft depending on your policy's limits. Read on to learn the specifics and possible exceptions.

Finding the Right Homeowners Insurance Policy

Make sure to ask the following questions when looking for the right homeowners insurance policy.

Why Homeowners’ Insurance is important for Everyone

One might postpone or abandon the thought of buying a homeowners’ insurance thinking their home would never be damaged or its contents stolen.

Avoid These Common Homeowners Insurance Mistakes

These common homeowners insurance mistakes could leave you exposed in the event of a disaster. Make sure you know your liabilities and your coverage.

Is a Broken Furnace Covered by Homeowners Insurance?

Homeowners insurance protects your home and its contents, including your furnace, in specific situations. Typically, your policy will cover damage due to natural disasters, theft, fire and vandalism. If your furnace breaks due to age or wear, your insurance is unlikely to cover it.

Is Your Homeowners Insurance Up-to-Date?

The main thing to watch out for is accuracy. Whenever a permanent or semipermanent family living situation is changed, be sure to update the household names on your policy. So, if you have a baby or get a dog, you need to update your policy by adding their names to your list of family members. If you begin renting out rooms of your home, inform your agent. Anyone residing in your home long term should be included in the listing of your policy…

Is Lowering Homeowners Insurance Possible?

It's never fun to pay for something that you may never use. Lowering homeowners insurance rates is not impossible, however.

Homeowners Insurance and Mold: Does Homeowners Insurance Cover Mold Remediation?

Most homeowners insurance policies will cover mold if it was the result of a coverable occurrence. Under what circumstances does homeowners insurance cover mold removal and testing?

Benefits of Having Homeowners Insurance

There is no doubt that a homeowners insurance policy offers you and your family the financial reimbursement you will need to get your life back on track after a

5 strange things your homeowners insurance covers

Does homeowners insurance cover tree damage?

Discover how damage to a home from fallen trees is covered under your homeowners insurance policy if it happens suddenly and by accident.

Does Homeowners Insurance Protect Against Robbery?

Standard homeowners insurance policies cover most items in your home for theft up to the coverage limits stated in your policy, says Liberty Mutual Insurance. If valuable items are stolen, a policy ...

Evaluations to Make When Buying Homeowners Insurance

Evaluations to Make When Buying Homeowners Insurance: Here are some of the major decisions you will have to make with your homeowners insurance.